What does it mean? 🤔
Alan is your partner in health and offers a range of tailor-made solutions for employees. Does your employer offer an Alan benefit? If so, you can pay the insurance premiums with your Payflip budget. This way, you (and your family members) are covered for all kinds of medical expenses.
How does it work? 🔁
First, check if your employer offers an Alan benefit. If so, click on the benefit in Payflip or review the general terms and conditions for more information.
Note: The Alan benefit is sometimes only available for a limited period. You can only select the benefit within the deadline specified in Payflip. Adding new family members is often also only possible during this limited selection period.
You’ll always find all options and deadlines in the Payflip tool.
Step by step to an outpatient insurance for yourself and your family members:
Select the Alan benefit under "Health & Well-being" in your Payflip tool
Indicate for whom you want to take out the insurance
Add your choice to your shopping cart and confirm
Your employer approves your selection
Financials 💰
The cost of the benefit depends on the premium you pay. You can check the current premiums in the Alan tool.
You don’t pay any social security contributions or withholding tax on the premium, so you only pay the actual premium—much more advantageous than a cash payout.
Example
You have a budget of EUR 400:
Choose cash? You’ll have about EUR 150 net left after all deductions.
Choose an Alan insurance via Payflip? You pay the full premium of EUR 400, with no deductions.
What if something changes? 🍃
Leaving the company? The insurance will be terminated as soon as your employment ends.
When you leave employment, a final settlement will be made. How this is handled depends on the chosen budget:
End-of-year bonus budget: The premiums for the entire year have already been paid.
No right to an end-of-year bonus? The premiums for the months already passed will be deducted from your departure holiday pay.
Do you have a right to an end-of-year bonus? The premiums for the remaining months will be added back to your budget and any surplus will be paid out as an end-of-year bonus.
Bonus budget: Here too, the premiums for the whole year have already been paid. The premiums for the remaining months will be added back to your budget and any surplus will be paid out as a bonus.